Overseas Education Loan
Financing your International Education Dreams...
We collaborate with prominent nationalized banks, private banks, non-banking financial companies (NBFCs), and international lenders, supported by a team of loan specialists dedicated to realizing the global educational aspirations of numerous students like yourself. Our Overseas education Loan specialists will recommend the most suitable financial institution according to your eligibility and preferences, provide assistance with documentation and the submission of your loan application, and address any inquiries you may have regarding loans. Experience expedited approval for your education loan as we efficiently guide you through each step to secure the funding that meets your requirements.
Hassle Free Documentation
Pre-visa Disbursal of Loans
Study Loans through 20+ Leading Financial Institutions
Secured and Unsecured Loans
Quick Sanction of loans
Hassle Free Loan Process
Check eligibility with our loan specialists
Find the right bank to support your education
Apply to 2-3 banks for better ROI
Submit documents & we’ll take care of the rest
How We Assist You in Securing an Education Loan for Studying Abroad.
We are here to help you realize your Dreams
Minimum Interest Rates
We explore, compare and negotiate loan options from NBFCs to public and private banks to make sure you get the best interest rate.
Timely Approvals for Your Peace of Mind
Our loan specialists are committed to securing your education loan approval well ahead of time, so you can focus on your studies without any worries.
Easy Documentation
Our team of specialists manages the complete documentation and application process, ensuring you stay informed every step of the way.
Pre-approved Loan Offers
You can secure pre-approvals for your education loan for studying abroad, tailored to your standardized test scores (for the US), with our assistance.
Collateral Free Loan
We collaborate with NBFCs and private and Public sector banks, that handle all your financial needs! Whether you require collateral or prefer a non-collateral option, your dream of studying abroad is within reach!
Hassle-Free Handling
Our specialists will link you directly with the banks and support you every step of the way.
Ancillary Services
Foreign Exchange
Global Forex Card
International Sim Card
What are expenses covered Under Education Loan ?
Your education loan has the flexibility to cover either the entire cost or a portion of it, allowing you to select the option that aligns perfectly with your financial situation. The amount you can borrow is influenced by various factors, including your academic performance, the credit history of your parent or co-applicant, and the institution you plan to attend. Generally, here are the types of expenses that an education loan for studying abroad can help you manage: –
Tuition Fees –
Accommodation fee,
Daily Living Expenses
Health Insurance
Fees for examinations and Libraries, and laboratories, if applicable
Expenses for books, uniforms, and necessary equipment
Travel costs, including airfare.
Can overseas education loan applicants avail Income Tax Benefits?
When should you start Overseas education Loan process
To ensure a smooth college application experience, it’s crucial to begin your search for the ideal education loan well in advance. Reach out to the loan providers you are considering to understand their eligibility criteria and the specifics of their loan offerings. By the time you embark on your college application journey, you should have already chosen a financial institution and discussed the terms with them. Remember, your loan cannot be disbursed until you receive a Confirmation of Enrollment (CoE) letter from your university, so be prepared to handle all other components of your loan application in the meantime.
What is Collateral ?
The asset you offer as security for your loan is known as collateral. This could be anything from a house or a shop to a fixed deposit. Typically, government banks do not require collateral for loans up to 7.5 lakhs, while private banks extend this limit to 60 lakhs. However, for amounts exceeding these thresholds, each financial institution has its own specific requirements regarding collateral.
What are the documents required for an education loan for abroad studies?
- Academic documents of the student
- Income proof of co-applicant
- Proof of residence
- KYC documents (Passport, PAN card, etc.)
- Parent/Co-applicant’s income proof
- Passport size photograph
- Scores of entrance tests
- Proof of admission/confirmation of enrollment
- Collateral documents (if applicable)